Monday, 18 January 2016

MoneyForce Advice on Dealing With Debt

At this time of year we're bombarded with hints and tips of how to sort out our Christmas debt. Whatever you think about all the hype, getting your debt to a manageable level is key to starting the year in as good a position as possible. So, if you’re too busy with more important things, we set out what’s available to you and your family so all you have to do is choose your mode of action and get cracking.
Phone, online or face-to-face help
You can choose how you want to communicate, but the important thing is that you do engage in some way. Your situation might not be as bad as you think, but if it is, there are experienced people around who can help at no charge.
If you live in England or Wales, contact The Royal British Legion’s Contact Centre on 0808 802 8080 8am-8pm 7 days a week (calls are free from UK landlines and main mobile networks), pop in to a Pop in Centreor try live chat
From abroad call the Legion on +44 (0)20 3376 8080.

If you live in the Republic of Ireland contact the Legion's Contact Centre from 1800 992 294 or the Money Advice and Budgeting Service (MABS) on 0761 07 2000 - Monday to Friday 9am-8pm.
If you live in Scotland, Poppyscotland works in partnership with the Scottish Association of Citizens Advice Bureaux to provide the Armed Services Advice Project (ASAP). Call the ASAP helpline on 0808 800 1007 - Monday to Friday 9am to 5pm. Alternatively visit your local Citizens Advice Bureau.

If you prefer DIY

If you think you can manage on your own, here are a few tools you can use:

What not to do

Talk to one of the free debt advice agencies listed in Where to get help if you're in debt before you try any of the above.

More information